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Employee Benefits Law Group

Employee Benefits Law Group

Guidance. More than just Legal Advice.

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Employee Benefits Law Group
Home > What We Do > Governmental Employee Benefits > Retiree Health and OPEB

Retiree Health and OPEB

Reducing Health Care Liabilities

Employee Benefits Law Group can show you the options available to help control retiree health liabilities. We can work with you to redesign plans and build more effective funding practices. Whether you offer retiree health benefits either on your own or through the CalPERS health insurance system, we can find ways to help you reduce expenses and meet commitments.

We understand the regulations and obligations that public agencies face when it comes to retiree health benefits, and we’re equipped to deliver cost-effective and sustainable plans.

We help ease the financial burden of Other Post-Employment Benefits (OPEB) and retiree health plans for many public sector employers. Although these benefits may be subject to California’s “vested rights” doctrine, we can help you find way to:

  • Substantially reduce or eliminate OPEB liability.
  • Fund liabilities.
  • Comply with the “equal contribution rule” under the Public Employees’ Medical and Hospital Care Act (PEMHCA) while establishing varying rates of employee and retiree cost-sharing for OPEB and health benefits.
  • Better negotiate with unions to obtain and maintain flexibility with respect to OPEB.

Union bargaining partners come to the table with many different proposals on how best to provide their members with affordable and sustainable OPEB. Our specialized employee benefits counsel covers all the bases with benefits. We can help you negotiate with unions and we know what does and doesn’t work because we’ve seen just about all of these proposals. We’ll help you find options that make sense for your agency.

“They are proactive. Not just here’s a problem, but here’s how we can fix it.” 

– Iain Mickle, Partner, Boutin Jones

Government Plans & Issues

  • CalPERS and ‘37 Act Employers
  • Retiree Health and OPEB
  • PEPRA
  • Social Security and Replacement Plans
  • 414(h) Pick-ups
  • 457(b) and 457(f) Plans

Government Employee Benefits Team

  • Ken Ruthenberg
  • Jim Paul
  • Marcel Weiland
  • Wendy Gilligan

Let’s Start a Conversation

Have questions about your current benefit plan? Want to know what your benefit plan options are? Whatever your need, we’re here to help. Fill out a hassle-free request form, and one of our team members will follow up to get you on the path to success.

Get In Touch

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Our experienced team guides you in all aspects of ESOPs, M&A due diligence, retirement plans, equity / compensation, and health and welfare benefits.
Sacramento Office
916-357-5660
11231 Gold Express Dr.
Suite 108
Gold River, CA 95670
San Jose Office
408-467-3860
2033 Gateway Place
Suite 500
San Jose, CA 95110
Phoenix Office
2550 W. Union Hills Dr.
Phoenix, AZ 85027
Los Angeles Office
310-571-8896
10880 Wilshire Blvd
Suite 1101
Los Angeles, CA
90024
San Diego Office
916-357-5660
550 West B Street
San Diego, CA 92101
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