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Employee Benefits Law Group

Employee Benefits Law Group

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Employee Benefits Law Group
Home > What We Do > Health & Welfare Plans > Life Insurance

Life Insurance

Providing Life Insurance Benefits with Assurance

Employee Benefits Law Group has extensive experience advising employers and their other advisors on all aspects of employee life insurance plans.

We offer comprehensive service for all aspects of life insurance plan design, tax and compliance issues.

This valuable employee benefit has a number of options and coverage levels for all benefit-eligible employees. We understand the nuances of each type of life insurance, and can help employers design, implement or improve life insurance plans that are delivered on a tax-free basis (e.g., group-term life insurance subject to Code section 79), on a reduced tax basis (e.g., group-term life insurance in excess of $50,000 under Code section 79) or on a more elaborate tax basis (e.g., split-dollar life insurance).

We provide a number of legal services for life insurance benefits, including plan design, plan documents, summary plan descriptions (SPDs), nondiscrimination requirements, reporting, plans in mergers and acquisitions, plan termination and the Code section 409A ramifications of certain split-dollar life insurance plans.

Health & Welfare Plans & Issues

  • Medical Plans
  • Retiree Health Plans
  • Cafeteria Plans
  • Dependent Care Assistance Programs
  • Life Insurance
  • Funded Plans
  • Compliance
  • Paid Time Off Cash Outs
  • Educational Assistance Programs

Health and Welfare Team

  • Ken Ruthenberg
  • Jim Paul

Let’s Start a Conversation

Have questions about your current benefit plan? Want to know what your benefit plan options are? Whatever your need, we’re here to help. Fill out a hassle-free request form, and one of our team members will follow up to get you on the path to success.

Get In Touch

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Our experienced team guides you in all aspects of ESOPs, M&A due diligence, retirement plans, equity / compensation, and health and welfare benefits.
Sacramento Office
916-357-5660
11231 Gold Express Dr.
Suite 108
Gold River, CA 95670
San Jose Office
408-467-3860
2033 Gateway Place
Suite 500
San Jose, CA 95110
Phoenix Office
2550 W. Union Hills Dr.
Phoenix, AZ 85027
Los Angeles Office
310-571-8896
10880 Wilshire Blvd
Suite 1101
Los Angeles, CA
90024
San Diego Office
916-357-5660
550 West B Street
San Diego, CA 92101
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