• Skip to primary navigation
  • Skip to main content
  • Skip to footer
Employee Benefits Law Group

Employee Benefits Law Group

Guidance. More than just Legal Advice.

  • What We Do
    • ESOPs
    • Mergers & Acquisitions
    • Retirement Plans
    • Equity & Executive Compensation
    • Health & Welfare Plans
  • Our Team
  • Resources
  • Contact
Employee Benefits Law Group
Home > Resources > Authored by Ken Ruthenberg

Ken Ruthenberg

About Ken Ruthenberg

Ken's executive compensation clients appreciate learning the latitude they may have with plans that meet their organizational goals by conditioning rewards to key employees. He helps them implement their creativity while staying within the rules. They also count on his unsurpassed knowledge of the law governing qualified and non-qualified plans, and health and welfare benefits for efficient and effective solutions.
Learn More About Ken

Health & Welfare

COBRA: Don’t Pick It Up As Part Of Your Next Deal

"Who has to pay for COBRA coverage?" is a question we often hear from transaction lawyers and their clients in a stock sale or an asset sale.  COBRA requires some employers to provide certain participants and their beneficiaries with group health ...
[Read more] about COBRA: Don’t Pick It Up As Part Of Your Next Deal

Mergers & Acquisitions

Employee Benefits Plans In Mergers And Acquisitions

When businesses are bought, sold, merged, or reorganized into or out of existence, qualified retirement plans must be dealt with. This article provides an overview of some of the most common decisions faced by both buyers and sellers, acquirers and ...
[Read more] about Employee Benefits Plans In Mergers And Acquisitions

Retirement Plans

SIMPLE 401(k) Versus a Safe Harbor 401(k): The Pros and Cons for Your Small Business

Choosing the right retirement plan for your small business is crucial for attracting and retaining talent while ensuring compliance with IRS regulations. Two plans that may be options for small businesses are the SIMPLE 401(k) plan and the safe ...
[Read more] about SIMPLE 401(k) Versus a Safe Harbor 401(k): The Pros and Cons for Your Small Business

Retirement Plans

A DQ Tale – The Haunting Carryover of a Disqualifying Defect

A special "ChrERISAmas Story” for the benefits of our readers … Here’s a tale that we heard from the end of 2018. It illustrates how retirement plan operational defects from years ago can cause plan qualification problems today — even if you never ...
[Read more] about A DQ Tale – The Haunting Carryover of a Disqualifying Defect

Retirement Plans

Hardship Distributions And Headaches Down The Road

Note: This article is a revised version of an article published by our law firm years ago. It has been updated to reflect statutory changes under the Bipartisan Budget Act of 2018 (BBA) and proposed hardship distributions regulations published on ...
[Read more] about Hardship Distributions And Headaches Down The Road

Retirement Plans

2018 Disability Claims Regulations Apply To More Than Just Disability Plans

Do They Apply to Your Plans? In April 2018, new disability benefit claims regulations from the Department of Labor (DOL) went into effect. The regulations apply to more than just ERISA plans that provide disability benefits in a traditional ...
[Read more] about 2018 Disability Claims Regulations Apply To More Than Just Disability Plans

  • Page 1
  • Page 2
  • Page 3
  • Next »

Recent Retirement Plans Posts

Controlled Group or Affiliated Service Group? What That Means for Your 401(k) Plan Compliance

Form 5500: The Role of the Accountant and the Audit Report

Coverage Rules For 401(k)’s and Other Qualified Plans – Part 3. Average Benefit Test and the Minimum Participation Rule

Don’t Miss Out! Subscribe

We cover all things employee benefits law.

Privacy Policy

We never share your info.

Let’s Start a Conversation

Have questions about your current benefit plan? Want to know what your benefit plan options are? Whatever your need, we’re here to help. Fill out a hassle-free request form, and one of our team members will follow up to get you on the path to success.

Get In Touch

Footer

Our experienced team guides you in all aspects of ESOPs, M&A due diligence, retirement plans, equity / compensation, and health and welfare benefits.
Sacramento Office
916-357-5660
11231 Gold Express Dr.
Suite 108
Gold River, CA 95670
San Jose Office
408-467-3860
2033 Gateway Place
Suite 500
San Jose, CA 95110
Phoenix Office
2550 W. Union Hills Dr.
Phoenix, AZ 85027
Los Angeles Office
310-571-8896
10880 Wilshire Blvd
Suite 1101
Los Angeles, CA
90024
San Diego Office
916-357-5660
550 West B Street
San Diego, CA 92101
  • LinkedIn
  • Email

Copyright © 2025 Employee Benefits Law Group · Privacy Policy · Site Design by Delos Incorporated