Opportunities for businesses and professionals in transition to "double-up" on their annual contributions...
In today's economy, it seems as though professionals and small-business owners are constantly changing the form in which they do business ...
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Retirement Plans Blog
Coverage Rules For 401(k)’s And Other Qualified Plans: Part 2 Annual Testing
This is the second in a series of articles designed to inform our readers of the significance of the so-called "coverage rules" and "minimum participation rules" applicable to qualified retirement plans. Here are Part 1 and Part 3. In this ...
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Coverage Rules For 401(k)’s And Other Qualified Pension Plans – Part 1. Nondiscrimination Rules
This is the first of a series of three articles designed to inform our readers of the significance of the so-called "coverage rules" and "minimum participation rules" applicable to qualified retirement plans. In this article we will explain the basic ...
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Retirement Plan Partial Terminations – It’s A Question Of Vesting
Economic recovery since 2008 has meant different things to different industries and to individual businesses. For many, it means doing more with less, especially less staff. Sponsors of tax-qualified retirement plans such as the 401(k) who have had ...
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In-House Benefits Teams Need To Understand Their Responsibilities And Liability
Picking your infield - your first line of defense...
With retirement plans, as in baseball, having a strong infield will be the key to your defensive success. This is where the majority of the plays are made — by the in-house players (or ...
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Controlled Group Rules: Yours…Mine…Ours?
In other articles, we have gone to great lengths to explain the importance of determining who the "employer" is for employee benefit purposes (The Aggregation of Employers and Employees . . . What You Don't Know Can Hurt You; The Aggregation of ...
[Read more] about Controlled Group Rules: Yours…Mine…Ours?