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Employee Benefits Law Group

Employee Benefits Law Group

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Employee Benefits Law Group
Home > What We Do > Health & Welfare Plans > Cafeteria Plans

Cafeteria Plans

Putting the Magic in Cafeteria Plans

When designed and executed correctly, cafeteria plans provide tax magic. They transform what would otherwise be taxable income for your employees into nontaxable benefits.

We can design a cafeteria plan that provides options and tax advantages to both your organization and your employees.

Employee Benefits Law Group can help you get the many benefits of cafeteria plans. We advise employers, their other advisors and plan fiduciaries on all aspects of cafeteria plans, including ACA compliance. By partnering with us, we can help build a cafeteria plan that allows your employees to:

  • Pay for their share of their health insurance premiums with pre-tax salary reductions.
  • Set aside pre-tax funds for medical expense reimbursements through a health flexible spending arrangement (FSA).
  • Set aside pre-tax funds for dependent care expenses.
  • Make pre-tax contributions to a health savings account (HSA), if eligible.
  • Pay disability insurance premiums on either a pre-tax or after-tax basis.
  • Receive cash in lieu of benefits (or opt-out payments) under certain conditions without being taxed if the employee does not elect to opt out.

Health & Welfare Plans & Issues

  • Medical Plans
  • Retiree Health Plans
  • Cafeteria Plans
  • Dependent Care Assistance Programs
  • Life Insurance
  • Funded Plans
  • Compliance
  • Paid Time Off Cash Outs
  • Educational Assistance Programs

Health and Welfare Team

  • Ken Ruthenberg
  • Jim Paul

Let’s Start a Conversation

Have questions about your current benefit plan? Want to know what your benefit plan options are? Whatever your need, we’re here to help. Fill out a hassle-free request form, and one of our team members will follow up to get you on the path to success.

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Our experienced team guides you in all aspects of ESOPs, M&A due diligence, retirement plans, equity / compensation, and health and welfare benefits.
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San Diego, CA 92101
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