Most retirement plan fiduciaries (either the trustees or the persons responsible for making plan investment decisions) get lost in a forest of competing investment choices, pursued by a pack of financial "advisors" who have the "best" way to invest ...
[Read more] about Pension Investing: A Bird’s Eye View, Part I
Resources
Ready-To-Wear – Some Distinctions Between “Customized” And “Off-The-Rack” Benefit Plans
Employee benefit plans - both retirement plans and welfare plans - like clothes, come in all shapes and sizes. While some plan sponsors have their plans "custom tailored" by their employee benefits attorneys and pension consultants, many companies ...
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Equity Option Plan Comparison
Stock-based compensation is a staple of senior executives and key management employees in privately held companies. In public companies, it is typically broad based as well. In both publicly traded and privately held companies, employees are ...
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A Step Beyond ERISA SECTION 404 (C): Improving On The Participant Directed 401(K) Investment Model
Improving on the participant-directed 401(k) investment model...
Introduction
Much of the retirement plan community has been focused for over a decade on participant-directed 401(k) plans. As competition for 401(k) plan business has intensified ...
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EPCRS: The IRS’s Employee Plans Compliance Resolution System
Five Questions, Four Categories Of Failure, Three Paths To Forgiveness
In a perfect world, all retirement plans would be amended on time and operated properly according to the plan terms and the law. However, we don't live in a perfect world and ...
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Public Agency Employee Benefits Plans: Six Instances Where You May Be Missing The Mark
Because a significant part of our practice involves the representation of cities, counties, districts, commissions, school districts, and joint powers authorities throughout California, we've been able to identify some common practices that – though ...
[Read more] about Public Agency Employee Benefits Plans: Six Instances Where You May Be Missing The Mark
Confused by the terminology? Check our Glossary of Terms